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The powerful leverage a person can access through partnering with a coach "A decision is not enough" The new year has begun and for some it has already ended. You have given yourself new tasks to do, take on new challenges and decided that this year things will be different and you are committed to make that change. By the 3rd day these just become good ideas. Somehow the steam runs out or the vision is lost. It was a temporary fantasy that has now become an impossible dream.
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There is no doubt that the global credit crunch and recession has impacted our lives. From widespread retrenchments to lower year-end bonuses (or none at all) and the ballooning cost of living, the 2009 financial crisis hit consumers and businesses hard. Yet, despite South Africa’s R1,14 trillion debt bill and the 150 000 people expected to be applying for debt counselling by year-end, the recession has done something right because it made us rethink our financial priorities and encouraged us to clean up our spending habits. |
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Recent research conducted by www.ThinkMoney.co.za reveals that FNB banking products are among the most popular and highly rated in South Africa*. Of those ThinkMoney.co.za members polled, 10% hold a FNB Silver Cheque Account and 9% hold an FNB Smart Cheque Account. Besides being the most popular bank accounts, FNB offerings are also highly rated by those who held an account with them — 77% of FNB Silver Cheque Account holders would recommend it to their friends. It wasn’t only the Silver Account which was highly recommended, in fact all of FNB’s accounts ranked higher in terms of service/recommendation than other banks such as ABSA or Standard Bank. |
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Wouldn’t it be great to get a sneak peek into the insider secrets from the world of money – those empowering bits of knowledge that could help to make small, but impactful financial decisions? Karin Muller of Sanlam, shares some tips: |
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According to the Oxford Dictionary, a habit is something you do often and almost without thinking. However, it is generally accepted that it takes 21 days, or 21 repeats of an action, to create a habit. So, while you may now have a habit you often repeat without thinking, you had to repeat it consciously 21 times or for 21 days, at some point, to create it. |
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